PROPERTY RISKS
THE INTERNATIONAL STANDARDS ORGANIZATION (ISO) has established six basic
classification codes for building construction types depending on how susceptible
the structure is to
fire damages.

  •  ISO CLASS 1 -  Frame. Load-bearing components are constructed of wood or other
    combustible components or any structure that can not otherwise be
        classified. (Exterior walls may be covered with stucco, brick or metal clad)

  •  ISO CLASS 2 - Jointed Masonry. Exterior walls constructed of brick, adobe,
    concrete,gypsum block, stone, tile or similar materials with a combustible floor or roof.

    
TWO SUB- CLASSES
                            1)  Ordinary Construction- Load-bearing exterior walls with min one (1) hr fire and
                                 floors and roof are combustible  

                            
2)  Heavy Timber- 2 hr min fire rating on load-bearing walls, wood columns at
                            
     least 8inches thick all sides, wood beams supports and ties at least 6 inches
                                
 wide or ten inches deep, floors having tongue and groove planks 3 inches thick
                                
 with one inch overlay and roof  decks at least two inches thick
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LOSS PREVENTION SERVICES